What Is a ‘Shadow Federal President’—And Why Does the POTUS Want Chairman Powell to Lower Rates?
If you’ve been following the news lately, you might have heard the phrase “Shadow Federal President” tossed around in discussions about the Federal Reserve and interest rates. But what does it actually mean—especially when it pops up in the context of the President of the United States (POTUS) urgin
Why Do Mortgage Rates Rise After Strong Employment Data?
If you’ve ever watched the news and wondered why mortgage rates seem to jump after a strong jobs report, you’re not alone! It’s a question that pops up for many homebuyers and homeowners alike. Let’s unpack the connection between employment data and those all-important mortgage rates, and why a boom
Understanding Mortgage-Backed Securities: How They Shape the Bond Market and Your Mortgage Rates
If you’ve ever taken out a mortgage or followed the news about interest rates, you’ve probably heard the term “mortgage-backed securities” (MBS) tossed around. But what exactly are they, and why do they matter so much to the bond market—and ultimately, to the rates you see when shopping for a home l
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