Understanding Mortgage-Backed Securities: How They Shape the Bond Market and Your Mortgage Rates
If you’ve ever taken out a mortgage or followed the news about interest rates, you’ve probably heard the term “mortgage-backed securities” (MBS) tossed around. But what exactly are they, and why do they matter so much to the bond market—and ultimately, to the rates you see when shopping for a home l
The Fed Dot Plot: What It Is and Why It Matters
Ever heard of the "dot plot" and wondered why financial experts hang on its every update? If you’re new to the world of economics or just want to understand what all the fuss is about, you’re in the right place. Let’s break down the Fed’s dot plot and explore why it matters so much to markets, busin
How Global Conflicts and Wars Impact U.S. Mortgage Rates
When the world makes headlines for conflict or war, it’s not just distant news—it can ripple right into our daily lives, even affecting the mortgage rates we see at home. But how does fighting thousands of miles away end up changing what you pay for your home loan in the United States? Let’s unpack
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